Vietnamese Dong (VND) Exchange Rates & Denominations
Current Exchange Rate: 1 USD = 25,000-26,000 VND (daily fluctuation)
Available Denominations: 1,000 VND, 2,000 VND, 5,000 VND, 10,000 VND, 20,000 VND, 50,000 VND, 100,000 VND, 200,000 VND, 500,000 VND
Critical Note: 500,000 VND (blue-green) and 20,000 VND (blue) notes easily confused
Calculation Method: Drop 4 zeros, divide by 2.5 for USD approximation
Official Currency Exchange Locations in Đà Lạt
Licensed Banks (Legal Exchange Only)
Decree 340/2025 (Effective February 2026): Gold shop currency exchange illegal, fines up to 100,000,000 VND
Vietcombank Branch
- Address: 33 Nguyen Van Cu Street, Ward 1, Da Lat
- Operating Hours: Monday-Friday 8:00 AM - 4:00 PM
- Exchange Rate: Best among local banks
- Required Documents: Passport, exchange declaration form
BIDV (Bank for Investment and Development of Vietnam)
- Address: 25 Tran Hung Dao Street, Ward 10, Da Lat
- Operating Hours: Monday-Friday 8:00 AM - 4:00 PM
- Services: USD, EUR, GBP, JPY exchange
Agribank (Vietnam Bank for Agriculture and Rural Development)
- Address: 21D Tran Phu Street, Ward 3, Da Lat
- Location Note: Near Da Lat Central Market
- Operating Hours: Monday-Friday 8:00 AM - 4:00 PM
ATM Network Analysis in Đà Lạt
Fee Structure Breakdown
VPBank ATM (37 Phan Boi Chau Street)
- Withdrawal Fee: 0 VND (FREE for foreign cards)
- Daily Limit: 3,000,000 VND
- Supported Cards: Visa, Mastercard, JCB, UnionPay
Agribank ATMs (Multiple locations)
- Withdrawal Fee: 22,000 VND
- Daily Limit: 5,000,000 VND
- Network Coverage: Highest in Da Lat
Vietcombank ATMs (Various locations)
- Withdrawal Fee: 50,000 VND
- Daily Limit: 5,000,000 VND
- Reliability: Most stable network
Payment Methods Acceptance in Đà Lạt
Credit Card Usage
- Hotels: 95% acceptance rate, 3-4% surcharge common
- Restaurants: Mid-range and upscale accept cards, 3-4% fee typical
- Street Food: 0% acceptance - cash only
- Tourist Attractions: Major sites accept Visa/Mastercard
- Transportation: Xe om (motorbike taxi) - cash only, Grab - card accepted
Mobile Payment Systems
MoMo Requirements: Vietnamese bank account, Vietnamese phone number, local ID
ZaloPay Requirements: Vietnamese bank account verification
Tourist Accessibility: Not practical for short-term visitors
Currency Security & Anti-Fraud Measures
Common Scams Prevention
- Denomination Confusion: Always verify 20,000 VND vs 500,000 VND notes
- Shortchanging: Count all currency immediately upon receipt
- "No Change" Scam: Carry denominations: 10,000, 20,000, 50,000 VND notes
- Counterfeit Detection: Check watermarks, security threads on large denominations
Cost Analysis for Budget Planning
Daily Expenses in VND:
- Street food meal: 30,000-50,000 VND
- Local restaurant: 150,000-300,000 VND
- Coffee (local café): 25,000-40,000 VND
- Motorbike taxi (city): 20,000-40,000 VND
- Budget accommodation: 400,000-800,000 VND
- Mid-range hotel: 800,000-1,500,000 VND
Regulatory Compliance Information
Legal Exchange Channels: Licensed banks, authorized foreign exchange counters only
Prohibited Activities: Gold shop exchanges (Decree 340/2025), street money changers
Documentation Required: Passport for bank exchanges above equivalent 500 USD
Declaration Requirements: Amounts exceeding 5,000 USD equivalent must be declared
Banking Hours Across Da Lat: Monday-Friday 8:00 AM - 4:00 PM, closed weekends and Vietnamese public holidays
Holiday Impact: ATMs may run out of cash during Tet (Vietnamese New Year), Mid-Autumn Festival
Emergency Cash Access: Hospital payments, police fines require VND cash only
Vietnamese Dong (VND) Exchange Rates & Denominations
Current Exchange Rate: 1 USD = 25,000-26,000 VND (daily fluctuation)
Available Denominations: 1,000 VND, 2,000 VND, 5,000 VND, 10,000 VND, 20,000 VND, 50,000 VND, 100,000 VND, 200,000 VND, 500,000 VND
Critical Note: 500,000 VND (blue-green) and 20,000 VND (blue) notes easily confused
Calculation Method: Drop 4 zeros, divide by 2.5 for USD approximation
Official Currency Exchange Locations in Đà Lạt
Licensed Banks (Legal Exchange Only)
Decree 340/2025 (Effective February 2026): Gold shop currency exchange illegal, fines up to 100,000,000 VND
Vietcombank Branch
- Address: 33 Nguyen Van Cu Street, Ward 1, Da Lat
- Operating Hours: Monday-Friday 8:00 AM - 4:00 PM
- Exchange Rate: Best among local banks
- Required Documents: Passport, exchange declaration form
BIDV (Bank for Investment and Development of Vietnam)
- Address: 25 Tran Hung Dao Street, Ward 10, Da Lat
- Operating Hours: Monday-Friday 8:00 AM - 4:00 PM
- Services: USD, EUR, GBP, JPY exchange
Agribank (Vietnam Bank for Agriculture and Rural Development)
- Address: 21D Tran Phu Street, Ward 3, Da Lat
- Location Note: Near Da Lat Central Market
- Operating Hours: Monday-Friday 8:00 AM - 4:00 PM
ATM Network Analysis in Đà Lạt
Fee Structure Breakdown
VPBank ATM (37 Phan Boi Chau Street)
- Withdrawal Fee: 0 VND (FREE for foreign cards)
- Daily Limit: 3,000,000 VND
- Supported Cards: Visa, Mastercard, JCB, UnionPay
Agribank ATMs (Multiple locations)
- Withdrawal Fee: 22,000 VND
- Daily Limit: 5,000,000 VND
- Network Coverage: Highest in Da Lat
Vietcombank ATMs (Various locations)
- Withdrawal Fee: 50,000 VND
- Daily Limit: 5,000,000 VND
- Reliability: Most stable network
Payment Methods Acceptance in Đà Lạt
Credit Card Usage
- Hotels: 95% acceptance rate, 3-4% surcharge common
- Restaurants: Mid-range and upscale accept cards, 3-4% fee typical
- Street Food: 0% acceptance - cash only
- Tourist Attractions: Major sites accept Visa/Mastercard
- Transportation: Xe om (motorbike taxi) - cash only, Grab - card accepted
Mobile Payment Systems
MoMo Requirements: Vietnamese bank account, Vietnamese phone number, local ID
ZaloPay Requirements: Vietnamese bank account verification
Tourist Accessibility: Not practical for short-term visitors
Currency Security & Anti-Fraud Measures
Common Scams Prevention
- Denomination Confusion: Always verify 20,000 VND vs 500,000 VND notes
- Shortchanging: Count all currency immediately upon receipt
- "No Change" Scam: Carry denominations: 10,000, 20,000, 50,000 VND notes
- Counterfeit Detection: Check watermarks, security threads on large denominations
Cost Analysis for Budget Planning
Daily Expenses in VND:
- Street food meal: 30,000-50,000 VND
- Local restaurant: 150,000-300,000 VND
- Coffee (local café): 25,000-40,000 VND
- Motorbike taxi (city): 20,000-40,000 VND
- Budget accommodation: 400,000-800,000 VND
- Mid-range hotel: 800,000-1,500,000 VND
Regulatory Compliance Information
Legal Exchange Channels: Licensed banks, authorized foreign exchange counters only
Prohibited Activities: Gold shop exchanges (Decree 340/2025), street money changers
Documentation Required: Passport for bank exchanges above equivalent 500 USD
Declaration Requirements: Amounts exceeding 5,000 USD equivalent must be declared
Banking Hours Across Da Lat: Monday-Friday 8:00 AM - 4:00 PM, closed weekends and Vietnamese public holidays
Holiday Impact: ATMs may run out of cash during Tet (Vietnamese New Year), Mid-Autumn Festival
Emergency Cash Access: Hospital payments, police fines require VND cash only